How to get payment directly to bank account

I have a question regarding payment methods in nopCommerce

what if anyone is using nopCommerce to sell his/her personal belongings like people sell stuff on ebay/amazon

in that situation there won't be any business name /details etc, the website will work just like a normal online store then how this payment method will work ?

Is is possible to get the online payment directly to the bank account ? because using paypal / google checkout, it requires business account to accept payment, a normal personal paypal/google account won't work.

Hiya yes we use Direct Deposit to our bank as an option. The key is you need to tell them to put some sort of identifier on the deposit when they make it so you know which order the payment was for. There is no way to automatically retrieve the info of deposits to your account so you need to keep and eye on the orders and know when you need to be looking at you bank to see if the deposit was made and if so manually approved the order in admin. We are basically a transaction ecommerce site and so we make our money on each transaction so using this method is quite profitable as there is no real cost other than the time to check and approve. The only downfall is if people don't put an refernece on the despoit and you need to do a bit of investigation to work out what order has been paid. Here is the text we display during processing below.

Payment via Direct Deposit
You have elected to make payment via direct deposit to our bank account. (See terms and conditions).

Our bank account details
Bank: XXXX
Branch: XXXX
BSB: XXXX
Account: XXXX
Please deposit the total order amount to the above account via internet banking.

Please make sure you record the order number shown in your account as the reference number within your internet banking payment screen.

Once you make a payment it will take up to 48 hours for the payment to be checked and approved. After this period you should return to the Reign Records website to check the progress of you order and the confirmed delivery date for your purchase.

If your payment is not confirmed you will recieve an email notifying you. If your payment is rejected, please check the status of your Account and reinitiate payment via an alternative means within 3 days.

Hi there.....direct deposit payment option is not available from what I can see....can you help please?

You just use the payment modules "Cash on Delivery" and modify the Display Name and the text that is displayed during the process.