blackhawk24 wrote:I am now about studying the documentation about "payment methods".
I was surprised by something, I really need an answer to understand, because it seems dangerous for me unless I not understand.
(I have not touched oder edit any payment pluins, all are at default)
* I have create a testcustomer with address.
* So this testcustomer buy 1 item and checkout.
* choosing Creditcard payment
NOW it offers me windows, where I can enter choose Visa, Eurocard, Discover and American Express.
Help:
What would happen, if I would enter the details of a real working creditcard ???
And where gets the money ???
Somewhere in the webshop I guess, I should enter that I as the owner wants this money !!
Pls help me here.
Sorry for being a rookie.
This is how we do our credit card payment tests:
- First you have to affiliate (like opening an account or registering) with the corresonding bank or payment entity (paypal, or so). After that you get an
affiliation number or a payment account number or so.With banks you will have to have a bank account where the monies from payments are transfered. Entities like paypal open you a virtual account with them where the monies go and from which then you make transfers to your regular bank account.
- Some banks and payment entities provide you with a test envirenment with a test affiliation number and test credit card numbers and require you to first make your tests on that instance, and provide them with proof of your succesful tests (usually print screens).
When we go into production environment we create a test product with the minimum price (example $1 or even $01.10) for the minimum payment allowed by the bank or entity. We make all kinds of test: with invalid credit card nubers, expirations dates and or securitie codes, etc., and then real transactions (for the minimum amount) using a couple of different valid credit cards.The monies of those payments will go to your account so the only think you lose is the comision (%) they charge you in each payment.
I hope this helps