thanks all, bear in mind this is a 1.3 implementation.
I can't share the template as it was specifically developed for that client, however the footer is merely a modified categories template and some CSS - you can easily enough check out the CSS ;)
SagePay Direct was easy enough to integrate, but the "Verfied by Visa" was a pain in the **** to get working. I'm currently working on a 1.5 NOP site so will attempt to do SagePay direct in that too, though I see that NOP has "Verified By Visa" on the roadmap - so I might wait..